E-commerce in Agriculture: A Study on Adoption Intentions and Challenges for Farmers in Pakistan

Authors

  • Ali Raza School of Economics and Management, Chongqing University of Posts and Telecommunications, Chongqing, China Author
  • Xueyan Liu School of Economics and Management, Chongqing University of Posts and Telecommunications, Chongqing, China Author
  • Abdul Qadeer khan School of Economics and Management, Chongqing University of Posts and Telecommunications, Chongqing, China Author

DOI:

https://doi.org/10.63313/EBM.9055

Keywords:

E-commerce adoption, digital literacy, Technology Acceptance Model, so-cio-economic factors, agricultural sustainability, rural development, agricultural technology

Abstract

This study applies an extended Technology Acceptance Model (TAM) to examine how Household Income, Farm Size, and Digital Literacy influence rural farmers’ intentions to adopt E-commerce in Pakistan. Based on a quantitative survey of 304 farmers, the study explores the effects of these socioeconomic and technological factors on Perceived Ease of Use, Perceived Usefulness, Attitude, and ultimately, Intention to Adopt E-commerce. Results reveal that higher-income households and those with larger farms are 25–30% more likely to adopt E-commerce, underlining the importance of financial capacity and operational scale. Digital Literacy signif-icantly enhances perceptions of ease and usefulness, which in turn positively shape attitudes and intentions. The model explains a moderate portion of variance (R² = 0.23 to 0.31), indicating that additional factors—such as trust in online sys-tems, accessibility, and community support—warrant further study. The findings suggest that targeted digital literacy initiatives and financial support could reduce barriers to adoption, while E-commerce platforms must be simplified and tailored to rural users. This research deepens the understanding of rural digital inclusion and offers guidance for future interventions.

References

[1] Acemoglu, D., Johnson, S., & Robinson, J. A. (2001). The Colonial Origins of Comparative Development: an Em-pirical Investigation. The American Economic Review, 91(5), 1369–1401.

[2] Adesina, A. (1995). Farmers’ Perceptions and Adoption of New Agricultural technology: Evidence from Analysis in Burkina Faso and Guinea, West Africa. Agricultural Economics, 13(1), 1–9. https://doi.org/10.1016/0169-5150(95)01142-8

[3] Al-Emran, M., Elsherif, H. M., & Shaalan, K. (2016). Investigating Attitudes Towards the Use of Mobile Learning in Higher Education. Computers in Human Behavior, 56, 93–102. https://doi.org/10.1016/j.chb.2015.11.033

[4] Ali, A., Abdulai, A., & Rahut, D. B. (2017). Farmers’ Access to Markets: The Case of Cotton in Pakistan. Asian Economic Journal, 31(2), 211–232. https://doi.org/10.1111/asej.12116

[5] Altarturi, H. H. M., Nor, A. R. M., Jaafar, N. I., & Anuar, N. B. (2023). A bibliometric and con-tent analysis of tech-nological advancement applications in agricultural e-commerce. Electronic Commerce Research. https://doi.org/10.1007/s10660-023-09670-z

[6] Aparo, N. O., Berre Deltomme, Odongo, W., & Steur, H. D. (2024). Intention to participate in smartphone-based data collection: the case of smallholder farmers in Uganda. Information Technology for Development, 1–27. https://doi.org/10.1080/02681102.2024.2414402

[7] Bahn, R. A., Yehya, A. A. K., & Zurayk, R. (2021). Digitalization for Sustainable Agri-Food Systems: Potential, Status, and Risks for the MENA Region. Sustainability, 13(6), 3223. https://doi.org/10.3390/su13063223

[8] Castiblanco Jimenez, I. A., Cepeda García, L. C., Marcolin, F., Violante, M. G., & Vezzetti, E. (2021). Validation of a TAM Extension in Agriculture: Exploring the Determinants of Ac-ceptance of an e-Learning Platform. Applied Sciences, 11(10), 4672. https://doi.org/10.3390/app11104672

[9] Castiblanco Jimenez, I. A., Cepeda García, L. C., Violante, M. G., Marcolin, F., & Vezzetti, E. (2020). Commonly Used External TAM Variables in e-Learning, Agriculture and Virtual Re-ality Applications. Future Internet, 13(1), 7. https://doi.org/10.3390/fi13010007

[10] Chan, B., Churchill, D., & Chiu, K. (2017). Digital Literacy Learning in Higher Education through Digital Story-telling Approach. Hub.hku.hk. https://doi.org/2158-0979

[11] Cui, L., & Wang, W. (2023). Factors Affecting the Adoption of Digital Technology by Farm-ers in China: a System-atic Literature Review. Sustainability, 15(20), 14824. https://doi.org/10.3390/su152014824

[12] Devellis, R. F. (2017). Scale Development : Theory and Applications (4th ed.). SAGE Publi-cations.

[13] Dimitrovski, T., Bath, P., Ketikidis, P., & Lazuras, L. (2021). Factors Affecting General Prac-titioners’ Readiness to Accept and Use an Electronic Health Record System: a National Uni-fied Theory of Acceptance and Use of Tech-nology’ Survey in the Republic of North Mace-donia (Preprint). JMIR Medical Informatics. https://doi.org/10.2196/21109

[14] Dutta, P., Choi, T.-M., Somani, S., & Butala, R. (2020). Blockchain Technology in Supply Chain operations: Appli-cations, Challenges and Research Opportunities. Transportation Research. Part E, Logistics and Transportation Review, 142(1), 102067.

[15] Ejaz, W., Altay, S., & Naeem, G. (2023). Smartphone Use and well-being in Pakistan: Com-paring the Effect of self-reported and Actual Smartphone Use. DIGITAL HEALTH, 9. https://doi.org/10.1177/20552076231186075

[16] Gaskin, J, & Lim, J. (2016). Model Fit Measures, AMOS Plugin.

[17] Glaros, A., Thomas, D., Nost, E., Nelson, E., & Schumilas, T. (2023). Digital technologies in local agri-food systems: Opportunities for a more interoperable digital farmgate sector. Frontiers in Sustainability, 4. https://doi.org/10.3389/frsus.2023.1073873

[18] Glaros, & Schumilas. (2023). Digital Technologies in Local agri-food systems: Opportuni-ties for a More Interop-erable Digital Farmgate sector. Frontiers in Sustainability, 4(1073873).

[19] Government of Pakistan. (2023). | Ministry of Finance | Government of Pakistan |. Fi-nance.gov.pk. https://www.finance.gov.pk/survey_2023.html

[20] Hair, J. F., Hult, G. T. M., Ringle, C. M., Sarstedt, M., Danks, N. P., & Ray, S. (2021). An Intro-duction to Structural Equation Modeling. Classroom Companion: Business, 1–29. https://doi.org/10.1007/978-3-030-80519-7_1

[21] International trade administration. (2024, January 12). Pakistan - eCommerce. Www.trade.gov. https://www.trade.gov/country-commercial-guides/pakistan-ecommerce

[22] Kante, M., Oboko, R., & Chepken, C. (2017). Influence of Perception and Quality of ICT-Based Agricultural Input Information on Use of ICTs by Farmers in Developing Coun-tries: Case of Sikasso in Mali. The Electronic Journal of Information Systems in Developing Countries, 83(1), 1–21. https://doi.org/10.1002/j.1681-4835.2017.tb00617.x

[23] Lahkani, M. J., Wang, S., Urbański, M., & Egorova, M. (2020). Sustainable B2B E-Commerce and Blockchain-Based Supply Chain Finance. Sustainability, 12(10), 3968.

[24] Li, X., Guo, H., Jin, S., Ma, W., & Zeng, Y. (2021). Do farmers gain internet dividends from E-commerce adoption? Evidence from China. Food Policy, 101, 102024. https://doi.org/10.1016/j.foodpol.2021.102024

[25] Ma, C., wang, D., & Hu, Z. (2018). Considerations of Constructing quality, Health and Safety Management System for Agricultural Products Sold via e-commerce. Ebscohost.com.

[26] Marikyan, D. (2022). Technology Acceptance Model Theory Factsheet. https://open.ncl.ac.uk/theory-library/technology-acceptance-model.pdf

[27] Mayanja, S., Mwende, J., Kwikiriza, N., Okello, J., Hareau, G., & Ssekandi, J. (2024). Farmers’ intentions to adopt Triple S for sweetpotato seed conservation. International Journal of Agricultural Sustainability, 22(1). https://doi.org/10.1080/14735903.2024.2329389

[28] Minh, C., Linh Hoang Vu, Hieu Duc Phan, Thang Duc Nguyen, & Anh Quynh Trinh. (2022). Determinants of Viet-namese Farmers’ Intention to Adopt Ecommerce Platforms for Fresh Produce Retail: an Integrated TOE-TAM Framework. 2022 International Conference on Decision Aid Sciences and Applications (DASA). https://doi.org/10.1109/dasa54658.2022.9765134

[29] Morepje, M. T., Sithole, M. Z., Msweli, N. S., & Agholor, A. I. (2024). The Influence of E-Commerce Platforms on Sustainable Agriculture Practices among Smallholder Farmers in Sub-Saharan Africa. Sustainability, 16(15), 6496.

[30] Pakistan Bureau of Statistics. (2019). Pakistan Bureau of Statistics. Pbs.gov.pk. http://www.pbs.gov.pk/

[31] Parvan, A. (2010). Agricultural Technology Adoption: Issues for Consideration When Scal-ing-Up: Cornell.edu. https://blogs.cornell.edu/policyreview/2011/07/01/agricultural-technology-adoption-issues-for-consideration-when-scaling-up/

[32] Privitera, G. J. (2020). Research methods for the behavioral sciences (3rd ed.). Sage Publi-cations, Inc.

[33] R, W., & N, A. (2022). The Mediating Role Technology Adoption in the Relationship be-tween Financial Factors and Economic Well-Being in Agricultural Context. International Journal of Academic Research in Business and Social Sciences, 12(13).

[34] Shibi B, & Aithal, P. S. (2022). A Study on Challenges Faced by Farmers Using E-Commerce in Agriculture - A Survey of Thrissur District in the State of Kerala, India. International Journal of Case Studies in Business, IT and Education, 6(2), 600–610. https://doi.org/10.47992/ijcsbe.2581.6942.0220

[35] Smidt, H. J. (2021). Factors Affecting Digital Technology Adoption by small-scale Farmers in Agriculture Value Chains (AVCs) in South Africa. Information Technology for Develop-ment, 28(3), 1–27. https://doi.org/10.1080/02681102.2021.1975256

[36] song yin, W. (2023). A Study of Factors Influencing Farmers Adoption of Agriculturl E-commerce,. Journal of Chongqing Technology and Business University.

[37] Statista. (2024, October). eCommerce - Pakistan | Statista Market Forecast. Statista. https://www.statista.com/outlook/emo/ecommerce/pakistan

[38] Su, L., Peng, Y., Kong, R., & Chen, Q. (2021). Impact of E-Commerce Adoption on Farmers’ Participation in the Digital Financial Market: Evidence from Rural China. Journal of Theo-retical and Applied Electronic Commerce Research, 16(5), 1434–1457. https://doi.org/10.3390/jtaer16050081

[39] Sumets, A., Kniaz, S., Heorhiadi, N., Skrynkovskyy, R., & Matsuk, V. (2022). Methodological toolkit for assessing the level of stability of agricultural enterprises. Agricultural and Re-source Economics: International Scientific E-Journal, 8(1), 235–255. https://doi.org/10.22004/ag.econ.320052

[40] Thi, L., Chou, P., Dacuyan, F. B., Nyberg, Y., & Wetterlind, J. (2024). Barriers and enablers of digital extension services’ adoption among smallholder farmers: the case of Cambodia, the Philippines and Vietnam. International Journal of Agricultural Sustainability, 22(1). https://doi.org/10.1080/14735903.2024.2368351

[41] Umer, K., & Tahir, I. (2023). Agricultural marketing in Pakistan: A bibliometric analysis. Journal of Sustainable Food and Agribusiness, 1(1), 17–31. https://doi.org/10.12345/foodsustainability.01.1.672

[42] United nations. (2015). United nations millennium development goals. Www.un.org. http://www.un.org/millenniumgoals

[43] Usman, M., Ali, A., Muhammad Khalid Bashir, Radulescu, M., Mushtaq, K., Abdulazeez Hudu Wudil, Sajjad Ahmad Baig, & Akram, R. (2023). Do farmers’ risk perception, adaptation strategies, and their determinants benefit to-wards climate change? Implications for agri-culture sector of punjab, pakistan. Environmental Science and Pollu-tion Research. https://doi.org/10.1007/s11356-023-27759-8

[44] Wang Pingda, Wang, Z., & Zhong, H. (2022). The Impact of Agricultural Information Sys-tem on Agricultural Product Trading Efficiency Using Internet of Things Technology. Mathematical Problems in Engineering, 2022, 1–11. https://doi.org/10.1155/2022/4061908

[45] Wang, C., Wang, H., Xia, C., & Ali, A. (2022). Does E-commerce participation increase the use intensity of organic fertilizers in fruit production?–Evidence from China. PLOS ONE, 17(8), e0273160. https://doi.org/10.1371/journal.pone.0273160

[46] World Bank. (2023). Getting value for money: Creating an automated market place for farmers in Pakistan. World Bank Blogs. https://blogs.worldbank.org/en/governance/getting-value-money-creating-automated-market-place-farmers-pakistan

[47] Yang, M. (2023). Research on Coordinated Development of Chongqing Agricultural Prod-uct E-commerce Logis-tics Based on System Dynamics Model. Advances in Education, Humanities and Social Science Research, 4(1), 143. https://doi.org/10.56028/aehssr.4.1.143.2023

[48] Yang, Y., Zhang, J., Wang, H., Li, L., & Chao, Y. (2022). Rural E-commerce Income Distribu-tion Model Based on Big Data Analysis. Proceedings of the 2022 International Conference on Mathematical Statistics and Economic Analysis (MSEA 2022), 1221–1226. https://doi.org/10.2991/978-94-6463-042-8_174

[49] Yi, F., Yao, L., Sun, Y., & Cai, Y. (2023). E-commerce participation, digital finance and farm-ers’ income. China Ag-ricultural Economic Review, 15(4), 833–852. https://doi.org/10.1108/caer-03-2023-0053

[50] Zhang, Y., & Bao, W. (2023). Internet Platform Enterprises and Farmers Digital Literacy Improvement. SHS Web of Conferences, 152, 04003. https://doi.org/10.1051/shsconf/202315204003

[51] Williams, L. J., Vandenberg, R. J., & Edwards, J. R. (2009). 12 Structural equation modeling in management re-search: A guide for improved analysis. Academy of Management Annals, 3(1), 543–604.

Downloads

Published

2025-07-07

How to Cite

E-commerce in Agriculture: A Study on Adoption Intentions and Challenges for Farmers in Pakistan. (2025). Economics & Business Management, 2(2), 37-51. https://doi.org/10.63313/EBM.9055